UPI Autopay

Pay bills, EMIs, OTT subscriptions, insurance, mutual funds, and more using recurring E-Mandates via UPI on your platform.

Table of Contents

What is UPI Autopay?

UPI Autopay, a groundbreaking initiative from NPCI, simplifies recurring payments by allowing users to transfer funds from their bank accounts to merchants seamlessly. This secure and user-friendly solution empowers merchants to establish recurring payment schedules, whether monthly, weekly, daily, or on-demand, via UPI mandates. The result is a reduction in follow-up efforts, increased conversion rates, and benefits for both customers and merchants. NPCI’s recurring payment system streamlines routine payments, ensuring timely and hassle-free transactions for customers while providing merchants with peace of mind about their incoming payments.

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What is UPI Autopay Intent Flow?

UPI Autopay Intent Flow enables a seamless auto-debit setup through UPI for your users that helps reduce drop-offs and increases conversion rates by simplifying the user journey.

Benefits:

key features

How Can You Leverage UPI Autopay APIs

Custom UPI Handles for Payees

Let users deposit recurring funds to your customized UPI handle

Flexible Debits

Set e-Mandates for payment collection at regular/on-demand intervals

Recurring Payments

Schedule automatic payment of all monthly bills to simplify the process

One-Time Authentication

Automated Payments require a one-time UPI PIN for authentication purposes

Pre-Debit Notification

The user is notified of any upcoming debit, helping in an improved success rate

Real-time Updates

Get instant payment-related reports and insights directly on your dashboard

How Can You Leverage UPI Autopay APIs

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Insurance Premiums

With UPI Autopay, you can deduct health, automobile, house, etc. monthly/yearly premiums from the party.

Digital Subscriptions

Enable recurring E-Mandate payments on your platform via UPI for items like bills, EMIs, OTT subscriptions, insurance, and mutual funds.
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Saving money-pana

Savings Journey

By helping users set up an Auto-debit plan that transfers money to your VA, you can help them save towards their monthly savings goals.

Investment Plans

Now merchants can charge all monthly installments by setting up a one-time e-Mandate that is approved by the customer via one-time authentication.
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other services

CKYC

Centralized KYC for simplified, secure customer onboarding

Digilocker

Your secure digital vault for documents and certificates, accessible anytime, anywhere

UPI ID Verification API

Seamlessly verify UPI IDs for secure and efficient transactions

Ready to supercharge
your financial journey?